https://randx.tokyo/tags/payment/ Recent content in Payment on RANDX Hugo en-US Tue, 18 Aug 2026 12:00:00 +0900 https://randx.tokyo/posts/what-is-hivex/ Tue, 18 Aug 2026 12:00:00 +0900 https://randx.tokyo/posts/what-is-hivex/ <h2 id="tldr"> TL;DR <a class="heading-link" href="#tldr"> <i class="fa-solid fa-link" aria-hidden="true" title="Link to heading"></i> <span class="sr-only">Link to heading</span> </a> </h2> <ul> <li><strong>Interoperable network:</strong> A blockchain-based infrastructure that connects mobile wallets and banking apps across borders.</li> <li><strong>Seamless travel:</strong> Allows users to use their home-country payment apps (like PayPay or WeChat Pay) at millions of merchants abroad without downloading new software or exchanging currency.</li> <li><strong>Infrastructure, not an app:</strong> It acts as the &ldquo;foundational rails&rdquo; that normalize different QR code formats and payment methods globally.</li> <li><strong>Blockchain-powered:</strong> Developed by TBCASoft, utilizing a secure, permissioned Layer-1 blockchain for instant settlement and clearing.</li> </ul> <h2 id="what-is-hivex"> What is HIVEX <a class="heading-link" href="#what-is-hivex"> <i class="fa-solid fa-link" aria-hidden="true" title="Link to heading"></i> <span class="sr-only">Link to heading</span> </a> </h2> <p>HIVEX is an international mobile payment solution and a federated payment framework designed to enable interoperability between cross-border QR and NFC payment networks. Developed by TBCASoft, it serves as a decentralized, blockchain-powered payment network that connects disparate payment ecosystems—such as digital wallets, mobile banking apps, and merchant networks. It allows financial institutions and mobile payment service providers (MPSPs) to expand their reach globally while maintaining their own governance, technical systems, and commercial relationships.</p> https://randx.tokyo/posts/stablecion-payment-in-japan-2026/ Sat, 08 Aug 2026 12:00:00 +0900 https://randx.tokyo/posts/stablecion-payment-in-japan-2026/ <h2 id="tldr"> <strong>TL;DR</strong> <a class="heading-link" href="#tldr"> <i class="fa-solid fa-link" aria-hidden="true" title="Link to heading"></i> <span class="sr-only">Link to heading</span> </a> </h2> <ul> <li><strong>2026: The Year of Implementation:</strong> Japan has shifted from regulatory planning to active retail integration.</li> <li><strong>Direct POS Integration:</strong> Major pilots involving Lawson and Netstars are verifying how stablecoins can be scanned directly at checkout registers, eliminating the need for separate terminals.</li> <li><strong>Megabank Alliance:</strong> MUFG, SMBC, and Mizuho have committed to launching a joint stablecoin for business-to-business transactions by the end of the 2026 fiscal year.</li> <li><strong>Regulatory Milestone:</strong> The Financial Services Agency (FSA) officially launched a dedicated &ldquo;Crypto Assets and Stablecoins Division&rdquo; in August 2026 to oversee the growing ecosystem.</li> </ul> <h2 id="what-is-a-stablecoin"> <strong>What is a Stablecoin?</strong> <a class="heading-link" href="#what-is-a-stablecoin"> <i class="fa-solid fa-link" aria-hidden="true" title="Link to heading"></i> <span class="sr-only">Link to heading</span> </a> </h2> <p>A stablecoin is a digital asset designed to maintain a stable value by being pegged 1:1 to fiat currencies, such as the Japanese yen or the U.S. dollar. Unlike volatile cryptocurrencies, stablecoins are intended for daily commerce, cross-border remittances, and instant settlement.</p>